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Best General Insurance Provider of the Year*

*Best General Insurance Provider of the Year award at Business Today-Money Today Financial Awards

Group Health Insurance

Why ICICI Lombard?

Employees are the backbone of an organization and the most valued asset. Our Group health insurance product is designed to offer health coverage to suit employees of all business types ranging from small & medium enterprises to large organizations. The group health insurance policy gives choice to employees to choose plans, sum insured range starting from 1 lac to 10 lacs.

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6500 network hospitals

Employees can get treatment in any of our network hospitals across India. Some of the group hospitals included in our network include Apollo Hospitals, Manipal Hospitals, Fortis Healthcare, Max Healthcare, Narayana Health.

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Tele consultations

The insured is eligible to avail unlimited General Physician consultations for routine health issues over the phone by a qualified doctor by calling on the helpline number +91 124 4498757

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Health assistance services

Health Assistance is a dedicated medical care service that assists you in all your health related queries for identifying specialist/hospital/fixing an appointment with doctors/nutritionist /facilitating 2nd opinion. know more To avail this facility call our Helpline at 040 – 6627 4205 (9:30 am to 6 pm Mon to Sat, excluding public holidays) or write to healthassistance@icicilombard.com

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In house claims processing

Cashless settlement can be availed if treatment has been taken from our network hospitals. List of network hospitals

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Wellness programs

Opt for multiple wellness plans offered by ICICI Lombard.

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AI enabled mobile app for employees

Download our mobile app for health & wellness needs. know more Some of the key features of this app include - policy information, coverage & health cards, enrolling members, claims submission & tracking, cashless OPD services, emergency ambulance services, steps tracking, health blogs, chat with experts, health check-up, medicine reminders & EMR and individual policy management

What is Group Health Insurance?

Group health insurance cover is offered to the employees of an organization, which can also be extended to cover their family. The policy covers indemnification of medical expenses incurred by the insured during hospitalization & any illness or injury suffered in India. Pre & Post hospitalization medical expenses can be covered upto 30 days and 60 days and covers age from 91 days to 80 years.

Group Health Insurance Policy

Why Group Health Insurance?

The need of health insurance is more than ever before due to the following reasons

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Sky rocketing medical expenses

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Need for routine medical check-up and care

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Expensive trips to specialist doctors

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Possibility of hospitalization and treatment

Group Medical Insurance

What is covered in Group Health Insurance?

Group health insurance indemnifies your health care needs according to the coverage’s opted. We cover the below

circlecheck Pre & post hospitalization
circlecheck Pre-existing disease
circlecheck Maternity expenses
circlecheck Baby day one
circlecheck Pre post natal expense
circlecheck In-patient department expenses
circlecheck Ambulance charges
circlecheck Day care expenses

Advantages of Group health insurance

The policy covers benefits for the employee and their family

  • No physical health checkup
  • Covers people regardless of their age
  • Customized health care
  • Boosts employee morale
  • Affordable than buying an individual health insurance policy
  • Family is covered in the given sum insured
Group Mediclaim Policy

Claim settlement

Health claim processing is automated and simplified by using AI/ML algorithms

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Insured requires hospitalization

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Admitted in network hospital

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Hospital submits Pre-Auth through web portal

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System auto adjudicates & gives instant approval