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Drone Insurance

Drones are coming up as the fastest rising technology. They are taking over the technological space at an exponential rate with new companies presenting new models every day.

Due to the ongoing Covid-19 crisis, with contactless delivery coming up as the ultimate solution, use of drones, as encouraged by DGCA, may see a new high

Policy Covers

tick Hull All Risk – Covers accidental loss or damage to the Remotely Piloted Aircraft, including theft and disappearance of the Remotely Piloted Aircraft within geographical limits, while it is operated by an authorized operator for all line of sight operations.
tick Third-Party Liability – DGCA has made third party liability insurance mandatory for all Remotely Piloted Aircraft weighing over 250gms. Third party liability covers for damages including accidental bodily injury and accidental damage to property caused by a drone or any object falling from drone, except during testing and demonstrations of the Remotely Piloted Aircraft.

Policy Excludes

icon Damage to the drone caused by wear and tear or gradual deterioration.
icon Losses arising from the Remotely Piloted Aircraft flying during nighttime or outside visual line of sight as mandated by DGCA.

Who can buy Drone Insurance

icon Drone Manufacturers
icon Aircraft and Drone operators
icon Logistics start-ups/ Aggregators
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Drone Insurance

Mobile Insurance

Mobile phones have become a necessary gadget and an expensive investment, hence having your mobile phone insured is very important. Since smart phones are electronic devices, they are prone to software failures which can often render the device useless. Mobile insurance offers protection against a number of perils and damages to the phone. With a mobile insurance cover, the insurance company pays for all the expenses relating to its repair as well as replacement.

Policy Covers

tick Accidental Damage/Liquid Damage– Covers the device from accidental physical damage and/or such damage that does not allow the normal usage of the device or fails to work because fluid has accidentally entered its internal circuitry, touch panel, sub-board or battery, resulting in the stoppage of the device
tick Screen Damage– Covers accidental physical screen damage like broken, cracked or shattered screen or physical screen damage due to fire, lightening and explosion.
tick Technical Damage – Any mechanical or electrical damage caused to the device will be covered.

Policy Excludes

icon Theft or burglary of smart phone
icon Indirect loss of any kind, including loss of private data due to theft of the mobile phone.
icon Cost of replacement of battery unless caused by an accidental or liquid damage to the insured equipment.
icon Loss or damage to accessories of any nature, if included in the purchase price of mobile.
icon Any loss arising while transferring the ownership of the insured equipment.
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Mobile Insurance

Business Shield

Businesses are under constant evolving risk from multiple sources. Traditionally, there are standalone covers for Fire, Burglary, Loss of Profit, Legal Liability, which are being offered in the market. We at ICICI Lombard present a holistic package product "Business Shield"

Who can buy Business Shield

tick Non - Industrial
  • Housing Societies
  • Offices, BPO/ KPO
  • Malls & Multiplex, Hotels, Resorts
  • Cinema, Theatres
  • Restaurants & Cafe
  • Diagnostic Centers, Health Centre
  • Clubs, Auditoriums, ConventionCenters, Educational Institutes, Schools, Colleges
tick Industrial
  • Engineering workshops
  • Cement products manufacturer
  • Granite factories
  • Dairies, Bakeries & Biscuit Factories
  • Coffee roasting / grinding
  • Solar power plants
  • Fruit products, Food processing plants, Analytical labs
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Wedding Insurance

The wedding insurance policy can be tailor made as per individual requirements and needs. The major coverage’s given in wedding insurance are wedding cancellation, postponement of the wedding, damage to the wedding property, accidental death due to unforeseen circumstances of the insured and bodily injury or property damage to any third party.

Sections covered under Wedding Insurance

tick Wedding Cancellation
tick Damage to Property due to Fire, Burglary,Theft & Earthquake
tick Personal Accident
tick Public Liability
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